Welcome to Southern Michigan Insurance Company

Southern Michigan Insurance Company first opened its doors for business in 1862 in Marshall, Michigan. As such, it became the first domestic property/casualty insurance company in Michigan.

The Company concentrates on providing personal lines insurance through the expertise of knowledgeable insurance agents. Southern Michigan has built solidly upon its historical accomplishments with an eye toward the future.

Southern Michigan policyholders enjoy:
• Local relationships with professional independent agents
• Friendly, fair and personal claim service
• Convenient choice of payment plans and personal lines programs